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  Get rewards on Us
  
  For a limited time, get a reward when you bank with us! Additional terms apply.
  
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Save
- Save
  Spectra Certificates
  
  Build your savings with a low-risk, fixed rate.* Additional terms apply.
  
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Borrow
- Borrow
  0% Intro APR* for 15 Months
  
  Pay no interest until 2026 on all purchases with a new credit card from Spectra.
  
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Wealth & Retire
- Wealth & Retire
  Partner With Our CFS Advisors
  
  Build strength for tomorrow. Schedule your complimentary consultation today.
  
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Insure
- Insure
  Let’s Navigate Medicare Together
  
  Spectra offers dedicated Medicare Specialists to help you better prepare and understand your Medicare options.
  
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Learn & Plan
- Learn & Plan – Financial Education
  Looking For Ways to Grow Your Nest Egg?
  
  When it comes to saving wisely and investing for your future, Spectra has plenty of great options to help you reach your goals.
  
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Payments
- Payments
  Real-Time Account Alerts
  
  Manage your loan and stay current on statements, payments, and more with personalized alerts and reminders.
  
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